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Property valuation is done based on your unit and its exact floor area, level and the most recent HDB resale and URA private property transactions. You can use it to estimate the value of your property or the property that you are thinking of purchasing.
Don’t know? That’s fine! We have an estimated floor area based on historical data.
Property value also differs based on floor level.
Your property value is calculated based on historical data, and most recent transactions from HDB and URA.
Our home valuation calculator is built for Singapore homeowners and buyers at every stage of the property journey. Here's when getting a home valuation makes the biggest financial difference:
Knowing your property's current value is critical because your loan eligibility and loan terms are based on an updated valuation, not what was originally paid.
Knowing your property’s current value through our home valuation calculator can help you understand how much capital you can unlock — then speak to our experts about the best equity loan options.
Your home equity = current valuation minus outstanding loan. With an estimated value of the property, you can better understand how a bank might assess its valuation and if the property is valued lesser than the property’s purchase price.
Price your property right the first time if you are thinking of selling it. Our home valuation tool can help you estimate its current market value so you can determine a realistic selling price and what buyers may be willing to pay.
Powered by CKS Property Consultants, our smart home valuation tool provides property insights to help homeowners make confident financial decisions.
As part of the wider PhillipCapital ecosystem, mortgageplus is supported by institutional expertise with independent advisory to provide unbiased property guidance.
Key things every Singapore homeowner should know about property valuation.
HDB valuations are assessed by HDB-appointed valuers and affect CPF usage and loan limits. Private property valuations follow bank-appointed processes. Our calculator covers both, giving you a reliable baseline for either property type.
Key factors include remaining lease, floor area, floor level, proximity to MRT, recent transactions in your block or development, and current market demand. Our calculator factors in the most recent HDB and URA transaction data.
Singapore banks base your Loan-to-Value (LTV) ratio on the lower of the purchase price or the bank's valuation, not your asking price. Knowing your home valuation before you apply can save you from loan shortfalls and last-minute surprises.