Location
Properties located near MRT stations, business districts, schools, and shopping centres generally attract stronger demand.
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understand your property's market value with confidence
Knowing your property's estimated value is an important part of making informed financial decisions. Whether you're planning to refinance your mortgage or sell your home, understanding your home's market value helps you evaluate your options with greater confidence.
Our home valuation calculator provides an estimated property value based on publicly available transaction data and market trends, giving home buyers and owners a convenient starting point before obtaining a formal valuation.
how does our home valuation calculator work?
Our home valuation calculator provides an estimated market value based on your unit, including its exact floor area and level, together with the most recent HDB resale and URA private property transactions. You can use it to estimate the value of your property or a property that you are considering purchasing.
*This is an indicative valuation. For an official valuation, please approach a licensed appraisal firm.
Step 1: Enter Your Postal Code
Don’t know? That’s fine! We have an estimated floor area based on historical data.
Step 2: Input Your Floor Level
Property value also differs based on floor level.
Step 3: Get Your Instant Home Valuation
Your property value is calculated based on historical data, and most recent transactions from HDB and URA.
who should use our home valuation calculator?
Our home valuation calculator is built for Singapore homeowners and buyers at every stage of the property journey. Here's when getting a home valuation makes the biggest financial difference:
Mortgage Refinancing
Knowing your property's current value is critical because your loan eligibility and loan terms are based on an updated valuation, not what was originally paid.
Equity Planning
Knowing your property’s current value through our home valuation calculator can help you understand how much capital you can unlock — then speak to our experts about the best equity loan options.
New home purchase
Your home equity = current valuation minus outstanding loan. With an estimated value of the property, you can better understand how a bank might assess its valuation and if the property is valued lesser than the property’s purchase price.
Selling your property
Price your property right the first time if you are thinking of selling it. Our home valuation tool can help you estimate its current market value so you can determine a realistic selling price and what buyers may be willing to pay.
about our home valuation tool
Powered by CKS Property Consultants, our smart home valuation tool provides property insights to help homeowners make confident financial decisions.
As part of the wider PhillipCapital ecosystem, mortgageplus is supported by institutional expertise with independent advisory to provide unbiased property guidance.
understanding your home valuation in singapore
factors that affect property value
Property Age
Newer developments often command higher prices, although mature estates may retain strong value due to their location and established amenities.
Nearby Amenities
Access to transportation, schools, healthcare facilities, parks, and retail centres can significantly influence property values.
Market Demand
Buyer demand, available housing supply, and overall economic conditions affect property prices throughout Singapore.
Recent Transactions
Comparable transactions within the same neighbourhood provide one of the strongest indicators of current market value.
Property Condition
Renovations, maintenance, layout, and overall presentation may also influence buyer perception and valuation outcomes.
singapore property market insights
Understanding market trends helps homeowners interpret valuation estimates more effectively. Property values in Singapore may fluctuate due to:
- Government cooling measures
- Interest rate changes
- Supply and demand
- New infrastructure developments
- Economic growth
- Population trends
- New residential launches
Monitoring these trends can help you make more informed property decisions over time.
frequently asked questions
How accurate is the valuation?+
Is this an official bank valuation?+
What data is used?+
Why would the valuation differ from a bank's valuation?+
Can I use this home valuation to refinance my mortgage?+
Can I use this calculator for both HDB and private property?+
Is this home valuation calculator free to use?+
What should I do after getting my home valuation?+
Is a home valuation required in Singapore for refinancing?+
Does home valuation affect loan approval?+
What happens if my property's value has increased?+
Can renovations increase property value?+