enquire now!HDB loans
Financing built around your HDB flat
Secure financing with competitive bank loan options. Compare interest rates, repayment flexibility, and loan structures to find a suitable package.
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secure the best mortgage loan in Singapore
Buying a new property or refinancing your mortgage? We help you compare mortgage loan packages from Singapore's leading banks, making it easier to find competitive interest rates and financing solutions tailored to your needs at no additional cost!
find a tailored package for you
Choose the purpose of your loan
what kind of mortgage loan are you looking for
explore mortgage loan packages
Note: Rates shown are indicative and subject to change without prior notice. T&Cs apply.
partner banks
finding the right home loan
Every homeowner has different financing needs. Whether you're buying your first HDB flat, refinancing your mortgage, or expanding your investment portfolio, mortgageplus helps you compare suitable mortgage loan packages from all major banks in Singapore.
bank home loans
Compare leading bank packages
Assess fixed and floating rates, lock-in periods, repayment flexibility, and promotional offers with confidence.
home loan refinancing
Make your existing mortgage work harder
Review your current loan and explore refinancing opportunities that may reduce monthly repayments and long-term interest costs.
commercial property loans
Financing for businesses and investors
Compare options tailored to your property type, eligibility, financing limits, cash flow, and long-term business objectives.
AI mortgage assistant
it's like speaking to our consultants!
Hi, I can help you find the best mortgage rates or answer any home loan questions. How can I assist you today?
Tell me what are the latest best rates
Sure I can do that but I will need some input from you to give the best rates for you.
Is this for purchasing a new property or refinancing an existing loan?
Compare mortgage rates in Singapore and find the right home loan.
Get instant answers to common mortgage questions, compare home loan interest rates, and explore financing scenarios via our AI assistant.
Compare top bank rates tailored to your needs
Ask questions and get clear, instant answers
Estimate how much you can borrow
And more!
looking for a reliable mortgage calculator in Singapore?
Know what you can afford by estimating your monthly mortgage repayments based on your preferred loan amount, interest rate, and loan tenure.
Our calculator can help you plan your home financing with greater confidence before applying for a mortgage loan.
Estimated Monthly Payment: -
| Year | Payment towards Principal | Payment towards Interest | Balance |
|---|---|---|---|
| 1 | $0 | $0 | $0 |
| 2 | $0 | $0 | $0 |
| 3 | $0 | $0 | $0 |
mortgageplus advantage
why homeowners trust mortgageplus
Finding the right mortgage isn't just about securing the lowest interest rate. It's about choosing a financing solution that aligns with your long-term financial goals.
mortgageplus combines expert mortgage advisory with access to multiple banks, allowing homeowners to compare financing options in one convenient platform.
Explore home loan financingS$200 Million+
Mortgage Loans Facilitated
300+
Homeowners Assisted
50+ Years
Combined Mortgage Experience
simple, guided support
our mortgage advisory process
01
Free mortgage consultation
We begin by understanding your financial goals, property type, income profile, and borrowing requirements.
02
Compare mortgage loan packages
Our specialists compare participating banks' packages based on rates, lock-in periods, flexibility, and total borrowing costs.
03
Personalised recommendation
Receive unbiased recommendations tailored to purchasing, refinancing, or repricing your existing mortgage.
04
Application support
Our team helps with documentation, loan submission, and bank communication throughout the approval process.
05
Approval & completion
We continue supporting you until your mortgage loan is approved and your financing is completed.
choosing the right mortgage loan in Singapore
Lowest rates matter, but so do these factors:
| Factors | Why they matter |
|---|---|
| Lock-in periods | Limits ability to sell, refinance, or adjust without penalties |
| Loan type | Determines stability of monthly repayments |
| Repayment flexibility | Helps repay loan faster or reduce financial pressure |
| Refinancing options | Provides opportunities to save money or adapt |
| Total borrowing costs | Additional charges like legal fees may add up |
simple tools to plan smarter
everything you need to make confident decisions
mortgage calculator
Estimate monthly repayments and understand your borrowing capacity before applying for a mortgage loan
mortgage rate comparison
Compare mortgage loan rates from Singapore's leading banks in one convenient location
home financing guides
Explore practical resources covering mortgage rates, refinancing, repricing, property financing, and home loan strategies
about mortgageplus
a member of
mortgageplus is a mortgage advisory platform dedicated to helping homeowners and property buyers make confident financing decisions.
As a trusted mortgage broker in Singapore, we provide personalised mortgage advisory services by comparing home loan packages from multiple leading banks. Our clients receive independent recommendations based on their financial goals and borrowing requirements.
Launched in 2025, the platform was built in response to growing demand for clearer mortgage comparisons and guidance. In the first six months, mortgageplus has supported hundreds of clients and facilitated a loan book of several hundred million, reflecting the need for more transparent mortgage advisory.
As part of the wider PhillipCapital ecosystem and empanelled with all major banks, mortgageplus combines independent advice with institutional experience.
Our mission is simple: make home financing in Singapore more transparent, efficient, and tailored to every homeowner's unique needs.
what our customers say
about us
frequently asked questions
What is the best mortgage loan in Singapore?+
How do I qualify for a home loan in Singapore?+
Should I choose a fixed-rate or floating-rate mortgage?+
How long do mortgage loan approvals take in Singapore?+
When should I refinance my mortgage?+
Are mortgage broker services free?+
Can I finance an investment property?+