expert mortgage advice, smarter tools and confident decisions
when you apply for a loan through mortgageplus
find a tailored package for you
Choose the purpose of your loan
what kind of mortgage loan are you looking for
secure the best mortgage loan in Singapore
enquire now!
Note: Rates shown are indicative and subject to change without prior notice. T&Cs apply.
partner banks
Empanelled by major banks in Singapore, we provide access to a wide range of mortgage packages and tailored recommendation aligned with your financial goals.
your pocket AI assistant
Compare mortgage rates in Singapore and find the right home loan.
Use our AI assistant to shortlist packages, estimate repayments, and check affordability, all via WhatsApp!
And more!
know what you can afford
use our mortgage calculator to estimate repayments and plan your next move with confidence
Estimated Monthly Payment: -
| Year | Payment towards Principal | Payment towards Interest | Balance |
|---|---|---|---|
| 1 | $0 | $0 | $0 |
| 2 | $0 | $0 | $0 |
| 3 | $0 | $0 | $0 |
choosing the right mortgage loan in Singapore
other than identifying the package with the lowest interest rates, important considerations also include:
| Factors | Why they matter |
|---|---|
| Lock-in periods | Limits ability to sell, refinance, or adjust without penalties |
| Loan type | Determines stability of monthly repayments |
| Repayment flexibility | Helps repay loan faster or reduce financial pressure |
| Refinancing options | Provides opportunities to save money or adapt |
| Total borrowing costs | Additional charges like legal fees may add up |
simple tools to plan smarter
everything you need to make confident decisions
about mortgageplus
a member of
mortgageplus is a mortgage brokerage designed to help borrowers navigate property financing with greater clarity and transparency.
Launched in 2025, the platform was built in response to growing demand for clearer mortgage comparisons and guidance. In the first six months, mortgageplus has supported hundreds of clients and facilitated a loan book of several hundred million, reflecting the need for more transparent mortgage advisory.
As part of the wider PhillipCapital ecosystem and empaneled with all major banks, mortgageplus combines independent advice with institutional experience.
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