equity term loan calculator

Estimate your eligible equity term loan with ease!

Enter your details

How to get your CPF figures

Log in to cpf.gov.sg.

  1. From the menu, select My CPF > My dashboards > Home Ownership.
  2. Click Principal amount and accrued interest.

Your result

This estimate is based on a 75% loan-to-value limit.

Eligible term loan to withdraw

$330,000

Eligible

Formula used

Eligible term loan = (Indicative valuation × 75%) − outstanding loan − total CPF withdrawn and accrued interest − fixed buffer of $20,000

Before you apply:

  • This estimate is subject to the bank's final approval.
  • This calculator is not eligible for HDB properties.
  • Banks may use different formulas to calculate term loan eligibility, so there may be a variance in the loan amount approved.
  • Use your latest outstanding loan amount and total CPF withdrawn and accrued interest for the most reliable estimate.