equity term loan calculator
Estimate your eligible equity term loan with ease!
Enter your details
How to get your CPF figures
Log in to cpf.gov.sg.
- From the menu, select My CPF > My dashboards > Home Ownership.
- Click Principal amount and accrued interest.
Your result
This estimate is based on a 75% loan-to-value limit.
Eligible term loan to withdraw
$330,000
Eligible
Formula used
Eligible term loan = (Indicative valuation × 75%) − outstanding loan − total CPF withdrawn and accrued interest − fixed buffer of $20,000
Before you apply:
- This estimate is subject to the bank's final approval.
- This calculator is not eligible for HDB properties.
- Banks may use different formulas to calculate term loan eligibility, so there may be a variance in the loan amount approved.
- Use your latest outstanding loan amount and total CPF withdrawn and accrued interest for the most reliable estimate.